FAQs

Why should I use Your Loan Zone instead of a bank?

At Your Loan Zone, you’ll get access to a wide variety of loans. Unlike banks who operate under their own credit policies and offer a limited set of loans, we provide the flexibility of working with a range of lenders so we can find the loan that best fits your situation. We also offer easy-to-understand advice and have decades of experience.

What do I need to qualify for a loan?

Each lender and each loan type has different rules about what you need to do to qualify for a loan. We offer loans to suit a range of situations, whether you’re employed, self-employed or need finance for your business. We can guide you through the process and help you prepare.

How much deposit do I need for a loan?

The amount you need varies for each loan. We can suggest different options depending on the amount of deposit you currently have. We also have loan options to cater for deposits that have been gifted or borrowed. For details, get in touch.

I’ve got a deadline and need to secure finance fast. Can you help?

Thanks to our experience and relationships with our lenders, we may be able to secure fast finance for your needs. Get in touch to see how we can help.

I want to apply for a loan but I don’t have my finances in order – can you help?

If you don’t yet have your finances in order or don’t know what you need, we have loans to help. We offer alternative documentation loans where your income can be verified by alternative sources, such as an account’s letter. We’ll help you get prepared and avoid any unnecessary delays in the approval process.