The information provided in this Privacy Policy and the Terms and Conditions covers your use of the Your Loan Zone website

 Information Collected

Unless you specifically provide us with the information, Your Loan Zone will never know who you are. If you choose to interact with Your Loan Zone, you have our commitment to your privacy. As a user of Your Loan Zone we are committed to providing you with some important rights:

1. You decide what personally identifiable information we collect.

2. You have our total commitment to your privacy.

3. You will not receive emails from Your Loan Zone that you have not requested or consented to receive.

Note that collection and use of personal information provided by you on a finance application (or similar form) is dealt with by a separate Privacy Statement as governed by the National Privacy Principles.

 What information does Your Loan Zone Network collect?

Your Loan Zone tracks traffic patterns throughout sites but unless you specifically tell us, Your Loan Zone will never know who you are.

In some cases where we are selling products and services to you, we require financial information as well as personal information. All the information we collect is stored by Your Loan Zone on a secure site protected by 'firewalls'.

We do not store personal information about you until you have committed to engage the services of Your Loan Zone by paying us the nominal fee which acts as your consent for us to refer you to a mortgage or finance broker who will contact you for further discussions about your loan application.

Your Loan Zone only shares your personal information with mortgage or financial brokers who have agreements with Your Loan Zone for the specific purpose of acquiring you as their client in order to procure a loan for you. These brokers are each separately bound by their obligations to you under the privacy laws.

We may use a feature of your browser called a "cookie" to assign a "User ID." Cookies, by themselves, cannot be used to find out your identity. It only identifies your computer to our servers when you visit our site.

To the extent that you disclose your personal information to other organisations that may be linked or associated with our website, different rules may apply to their collection, use or disclosure of your personal information and we are not responsible for the use or disclosure of your personal information by these other organisations. You should review the policies on those respective websites.

 You control all information collected about you

It is our policy to allow you to access the information we have about you. You may also request us to make any reasonable changes by contacting us. Our contact details are set out at the end of this statement.

 Collecting and using the information on you

Your Loan Zone will use your information to help provide financial services to you. Your Loan Zone aims to provide you with better services to keep you returning to visit our site.

We develop summary and not individual reports for our advertisers. This means we provide our advertisers with a summary of the number of people accessing a particular advertisement or section of the site. Our advertisers use this information to determine how effective their advertisements are. We do not tell our advertisers who it was that saw or clicked on their advertisements and do not sell, trade or rent them any of your personal information unless you consent.

 Entry and Exit policy

Your Loan Zone allows you to control all communications directed to you.

We only send our email newsletters and circulars to users who ask to receive them.

We may also send you email communications to provide information which we think you will find useful, including information about new products and services from Your Loan Zone. We only send email to customers who give us permission to do so.

You can unsubscribe from any email list by following the simple instructions on how to immediately unsubscribe or opt out, which are included in all our email newsletters and circulars. Alternatively you can contact us or write to the address below.

If you change your email address, please let us know so we can redirect our email communications to your new address.

 Your consent

By using our website, you consent to the collection and use of your information by Your Loan Zone for the purpose of providing financial services to you. If we decide to change our privacy policy, we will post those changes on our website so that you are always aware of what information we collect and how we use it.

 Contact us

Your Loan Zone welcomes your questions and comments about privacy.

If you have any queries or concerns about how we collect or use your personal information, please contact The Privacy Officer by sending an email to privacy@yourloanzone.com.au.

Your Loan Zone Pty Ltd (ACN 128 145 826)